Medicare covers only short term SKILLED care, possibly up to 100 days if certain requirements are met.
Missouri & Illinois Long Care Insurance Plans
Planning For Long Term Care
Custodial care (assistance with activities of daily living or cognitive impairment) it’s generally NOT covered. Patients that receive care in a nursing home can receive quality care provided by nurses and aides, reducing much of the burden and responsibility for family members. Protects assets and could preserve your estate. Avoids or delays the need for Medicaid which is a needs based program. J. Berg & Associates offer long and short term programs through some of the most well-known and highly rated insurance companies.